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Terms & Conditions

A legal disclaimer

The information provided on this website is for general informational purposes only and is not intended as professional advice. While I strive to ensure that all content is accurate and up to date, I make no guarantees regarding the completeness, accuracy, or reliability of any information presented.

Any decisions made based on the information found on this site are done at your own risk. I am not liable for any loss or damage resulting from the use of this website or any third-party links provided.

All content, including text, graphics, and data visualizations, is the intellectual property of this website and may not be reproduced, distributed, or used without explicit permission.

By using this website, you agree to the terms of this disclaimer.

Terms & Conditions 

Welcome to Kowalski Analytics. By accessing or using this website, you agree to the following terms and conditions. If you do not agree with any part of these terms, please do not use this website.

1. Use of Website
This website is intended for informational and portfolio purposes only. You may view, download, or print content for personal, non-commercial use. You may not reproduce, modify, or distribute any content without prior written permission.

2. Intellectual Property
All content on this website—including graphics, visualizations, logos, and written material—is the intellectual property of Kowalski Analytics unless otherwise stated. Unauthorized use or duplication is prohibited.

3. No Professional Advice
The information provided on this website is for general informational purposes and does not constitute professional or legal advice. All data analyses and visualizations are based on available information and should not be considered definitive without further consultation.

4. Third-Party Content and Links
This site may link to external websites or use data from third-party sources. Kowalski Analytics is not responsible for the accuracy or reliability of any third-party content or websites.

5. Limitation of Liability
To the fullest extent permitted by law, Kowalski Analytics disclaims all liability for any damages arising out of your use or inability to use this website or any content therein.

6. Changes to Terms
These terms may be updated at any time without notice. Your continued use of the site constitutes acceptance of the revised terms.

7. Governing Law
These terms are governed by the laws of the State of Colorado, without regard to its conflict of laws principles.

Contact
If you have any questions about these terms, please get in touch via the site’s contact form.

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